CoinGate vs Stripe
What matters most for you?
Both compared on published, sourced figures. Rows that differ are highlighted; anything we could not source from a public page is shown as “Not published” rather than filled in with an estimate.
What would you actually pay?
Enter your own numbers. Calculated in your browser from the figures in the table below — nothing is sent anywhere.
An estimate from published rates, not a quote. Interchange++ pricing includes an assumed 0.25% interchange and 0.10% scheme fees, because the real figure depends on your card mix.
| Attribute | CoinGate | Stripe |
|---|---|---|
| Published pricing | and switch easily as you scale. Standard 1% per transaction Sign up for standard Core payment acceptance 10+ | 1.5% + €0.25 (EEA cards) · 2.5% + €0.25 (UK) · 3.15% + €0.25 (international) |
| Pricing model | Not published | Flat rate |
| Percentage fee | 1.00%source | 1.50%source |
| Fixed per transaction | Not published | €0.25source |
| Chargeback fee | Not published | €20.00source |
| FX markup | Not published | 2.00%source |
| Payment methods | 10 | 36 |
| Countries served | 45 | 13 |
| Sandbox | Yes | Yes |
| Webhooks | Yes | Yes |
| Instant sandbox | Not published | Not published |
| Headquarters | LT | US |
| Founded | 2014 | 2010 |
| Data last verified | 9 Aug 2026 | 9 Aug 2026 |
Only attributes at least one of the two publishes are listed — 14 rows. Where both are silent the row is omitted rather than filled with “Not published” twice.
Fees are indicative and not a binding quote. “Better” markers reflect the published figure only — the rate you are actually offered depends on your volume, industry and risk profile.
Only CoinGate
payment methods
features
countries
integrations
Only Stripe
payment methods
features
countries
integrations
Questions about CoinGate and Stripe
These answers are generated from the two providers' actual figures, so they differ from comparison to comparison rather than being the same block of text on every page.
Which is cheaper, CoinGate or Stripe?
On published percentage rates, CoinGate is cheaper: 1.00% against 1.50%, a difference of 0.50%. On €10,000 of monthly volume that is roughly €50.00 a month before fixed fees.
Does CoinGate or Stripe cover more countries?
CoinGate lists 45 countries and Stripe lists 13. Only CoinGate covers Bulgaria, Croatia, Cyprus, Czechia and Estonia and 30 others. Only Stripe covers Canada, Brazil and Australia. Coverage here means the provider lists the country as served; it is not a guarantee that your specific business type will be onboarded there.
What payment methods does CoinGate support that Stripe does not?
CoinGate supports Bitcoin, Lightning Network, Ethereum, Tether (USDT), USD Coin (USDC) and Solana, which Stripe does not. Stripe supports Visa, Mastercard, American Express, JCB, UnionPay and Diners Club, which CoinGate does not. If a local method matters for your market, it is usually the single biggest conversion difference between two otherwise similar providers.
Is it worth switching from CoinGate to Stripe?
Run your own numbers before deciding: the difference between CoinGate and Stripe only matters against your actual volume, average ticket and cross-border share. Use the calculator above, then weigh the annual saving against the switching cost — re-integration, re-certification, losing stored card tokens unless the provider supports a network-token migration, and any notice period in your current contract. A saving under roughly 15 basis points rarely survives that arithmetic.