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Stripe

Developer-first payments for internet businesses

Traditional acquirers Payment facilitators Verified 5 hours ago
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Fees from
1.50%–3.15%
Settlement
Not published
Coverage
13 countrys
Payment methods
36
Dev tools
Sandbox Webhooks
Key features Crypto support Enterprise-ready Instant payouts Instant sandbox Marketplace support Multi-currency Recurring billing Recurring payments +9 more
Visit website Compare with… API docs Markdown

Pricing

Published pricing 1.5% + €0.25 (EEA cards) · 2.5% + €0.25 (UK) · 3.15% + €0.25 (international)
Pricing model Flat rate
Percentage fee 1.50%–3.15%source
Fixed per transaction €0.25source
Monthly fee Not published
Setup fee Not published
Chargeback fee €20.00source
FX markup 2.00%source
Payout fee Not published
Rolling reserve Not published
Settlement Not published
Minimum monthly volume Not published

Fees shown are indicative, not a binding quote. Verify directly with Stripe before signing. Figures marked “Not published” are ones we could not source — we do not estimate them.

What it costs at €10,000 a month

Modelled on 205 transactions a month at an average ticket of €49.00. This is an estimate from published rates, not a quote.

€201.25
Estimated monthly cost
2.01%
Effective all-in rate
€150.00
Percentage
€51.25
Fixed
  • Excludes the 2.00% FX markup — tell us your cross-border share to include it.
  • Published range is 1.50%–3.15%; this estimate uses the lower bound.

Model this against your own volume →

Coverage

13 countries across Europe, North America, Latin America, Asia, Middle East, Africa, Oceania and Global

AT Austria BE Belgium DK Denmark FI Finland FR France DE Germany ES Spain CH Switzerland GB United Kingdom CA Canada BR Brazil AU Australia Global coverage

Payment methods

36 methods supported

Visa Mastercard American Express JCB UnionPay Diners Club Discover Apple Pay Google Pay PayPal Alipay WeChat Pay Cash App Pay GrabPay Link by Stripe SEPA Credit Transfer SEPA Direct Debit ACH Bacs Direct Debit iDEAL Sofort Bancontact Przelewy24 BLIK Multibanco Pix Boleto Bancário UPI PromptPay PayNow OXXO Klarna Afterpay Affirm Stablecoins (general) Manual bank transfer

Features

Crypto support Enterprise-ready Instant payouts Instant sandbox Marketplace support Multi-currency Recurring billing Recurring payments Startup-friendly Split payments Chargeback protection 3-D Secure 2 Tokenization Hosted checkout Network tokenization Account updater Smart routing

Channels

Online Point of sale Mobile In-app MOTO

Developer

Sandbox: yes Webhooks: yes
WooCommerce Shopify Magento PrestaShop PHP SDK Node.js SDK Python SDK .NET SDK Java SDK Ruby SDK Go SDK Laravel iOS SDK Android SDK Flutter SDK React Native SDK

API documentation →

Industries served

SaaS E-commerce Marketplaces Subscriptions Small business Enterprise B2B Mobile apps Charity & nonprofit Education

Regulatory status

We have not resolved this provider to a record in any of the registers we track. That does not mean it is unlicensed — it may operate under a parent entity, a partner's licence, or in a jurisdiction we do not yet cover. See which registers we track.

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