Braintree vs Maksekeskus
What matters most for you?
Both compared on published, sourced figures. Rows that differ are highlighted; anything we could not source from a public page is shown as “Not published” rather than filled in with an estimate.
What would you actually pay?
Enter your own numbers. Calculated in your browser from the figures in the table below — nothing is sent anywhere.
An estimate from published rates, not a quote. Interchange++ pricing includes an assumed 0.25% interchange and 0.10% scheme fees, because the real figure depends on your card mix.
| Attribute | Braintree | Maksekeskus |
|---|---|---|
| Published pricing | et transactions For standard merchants1 2.89% + 0.29 USD Pass-through American Express transaction2 0.15 U | nor, Coop, Citadele, Revolut, N26, etc. 0,9% + 0,05 € Card payments (For Baltic registered companies) A |
| Percentage fee | 2.89%source | 0.90%source |
| Fixed per transaction | $0.29source | €0.05source |
| Monthly fee | Not published | €10.00source |
| Chargeback fee | Not published | €20.00source |
| Payment methods | 13 | 5 |
| Countries served | 1 | 4 |
| Sandbox | Yes | Not published |
| Webhooks | Yes | Not published |
| Instant sandbox | Not published | Not published |
| Headquarters | US | EE |
| Founded | 2007 | 2011 |
| Data last verified | 9 Aug 2026 | 9 Aug 2026 |
Only attributes at least one of the two publishes are listed — 13 rows. Where both are silent the row is omitted rather than filled with “Not published” twice.
Fees are indicative and not a binding quote. “Better” markers reflect the published figure only — the rate you are actually offered depends on your volume, industry and risk profile.
Only Braintree
payment methods
features
countries
integrations
Only Maksekeskus
payment methods
countries
Questions about Braintree and Maksekeskus
These answers are generated from the two providers' actual figures, so they differ from comparison to comparison rather than being the same block of text on every page.
Which is cheaper, Braintree or Maksekeskus?
On published percentage rates, Maksekeskus is cheaper: 0.90% against 2.89%, a difference of 1.99%. On €10,000 of monthly volume that is roughly €199.00 a month before fixed fees.
Does Braintree or Maksekeskus cover more countries?
Braintree lists 1 countries and Maksekeskus lists 4. Only Braintree covers Global coverage. Only Maksekeskus covers Estonia, Finland, Latvia and Lithuania. Coverage here means the provider lists the country as served; it is not a guarantee that your specific business type will be onboarded there.
What payment methods does Braintree support that Maksekeskus does not?
Braintree supports American Express, JCB, Discover, PayPal, Venmo and SEPA Direct Debit, which Maksekeskus does not. Maksekeskus supports Manual bank transfer, which Braintree does not. If a local method matters for your market, it is usually the single biggest conversion difference between two otherwise similar providers.
Which is easier to integrate, Braintree or Maksekeskus?
Braintree has a sandbox and supports webhooks. Maksekeskus does not publish a sandbox and does not publish webhooks. Whether you can get into a sandbox the same day, without a sales call, is a reasonable proxy for how the rest of the integration will go.
Is it worth switching from Braintree to Maksekeskus?
Run your own numbers before deciding: the difference between Braintree and Maksekeskus only matters against your actual volume, average ticket and cross-border share. Use the calculator above, then weigh the annual saving against the switching cost — re-integration, re-certification, losing stored card tokens unless the provider supports a network-token migration, and any notice period in your current contract. A saving under roughly 15 basis points rarely survives that arithmetic.