BigCommerce Payments vs Braintree
What matters most for you?
Both compared on published, sourced figures. Rows that differ are highlighted; anything we could not source from a public page is shown as “Not published” rather than filled in with an estimate.
What would you actually pay?
Enter your own numbers. Calculated in your browser from the figures in the table below — nothing is sent anywhere.
An estimate from published rates, not a quote. Interchange++ pricing includes an assumed 0.25% interchange and 0.10% scheme fees, because the real figure depends on your card mix.
| Attribute | BigCommerce Payments | Braintree |
|---|---|---|
| Published pricing | ee for debit and credit cards begins at 2.89% + $0.29 per transaction for all BigCommerce plans. You wil | et transactions For standard merchants1 2.89% + 0.29 USD Pass-through American Express transaction2 0.15 U |
| Percentage fee | 2.89%source | 2.89%source |
| Fixed per transaction | $0.29source | $0.29source |
| Monthly fee | $30.00source | Not published |
| Payment methods | 7 | 13 |
| Countries served | 3 | 1 |
| Sandbox | Yes | Yes |
| Webhooks | Yes | Yes |
| Instant sandbox | Not published | Not published |
| Headquarters | AU | US |
| Founded | 2009 | 2007 |
| Data last verified | 9 Aug 2026 | 9 Aug 2026 |
Only attributes at least one of the two publishes are listed — 12 rows. Where both are silent the row is omitted rather than filled with “Not published” twice.
Fees are indicative and not a binding quote. “Better” markers reflect the published figure only — the rate you are actually offered depends on your volume, industry and risk profile.
Only BigCommerce Payments
features
countries
Only Braintree
payment methods
features
countries
integrations
Questions about BigCommerce Payments and Braintree
These answers are generated from the two providers' actual figures, so they differ from comparison to comparison rather than being the same block of text on every page.
Does BigCommerce Payments or Braintree cover more countries?
BigCommerce Payments lists 3 countries and Braintree lists 1. Only BigCommerce Payments covers United Kingdom, United States and Australia. Only Braintree covers Global coverage. Coverage here means the provider lists the country as served; it is not a guarantee that your specific business type will be onboarded there.
What payment methods does BigCommerce Payments support that Braintree does not?
Braintree supports JCB, Venmo, SEPA Direct Debit, iDEAL, Sofort and Klarna, which BigCommerce Payments does not. If a local method matters for your market, it is usually the single biggest conversion difference between two otherwise similar providers.
Is it worth switching from BigCommerce Payments to Braintree?
Run your own numbers before deciding: the difference between BigCommerce Payments and Braintree only matters against your actual volume, average ticket and cross-border share. Use the calculator above, then weigh the annual saving against the switching cost — re-integration, re-certification, losing stored card tokens unless the provider supports a network-token migration, and any notice period in your current contract. A saving under roughly 15 basis points rarely survives that arithmetic.